Controlled group rules apply to many types of employee benefit plans governed under the Employee Retirement Income Security Act of 1974 (ERISA) and the Internal Revenue Code, such as cafeteria plans, health savings accounts, and self-insured medical reimbursement plans. The rules treat two or more employers as a single employer because of their relationship to […]
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Upcoming Changes for HDHP Plan Sponsors under Medicare Part D
READ TIME: 8 MINUTES Employers who sponsor group health plans must act now regarding the status of their prescription drug coverage in advance of changes to Medicare Part D that go into effect for 2025. The Inflation Reduction Act of 2022 (IRA) made changes to Medicare Part D to enhance benefits and enrollee cost savings, […]
Read moreWebinar: Keep it Classy – Identifying Employees Properly
Tuesday, August 13, 2024 1 – 2PM CST Register Now Registration Code:UBA410EW Attend this month’s webinar to learn how to properly classify employees for benefit eligibility. Gain insights into: Allowable employment-based classifications for benefits and contributions Risks arising from misclassifying or discriminating against employees Offering benefits to 1099 employees and related tax implications […]
Read moreEEOC Issues Final Regulations for the Pregnant Workers Fairness Act
READ TIME: 6 MINUTES The Equal Employment Opportunity Commission (EEOC) has recently released extensive final regulations under the Pregnant Workers Fairness Act (PWFA). The regulations were published in the federal register on April 19, 2024, and will take effect on June 18, 2024. Here’s what employers need to know. Overview of PWFA The PWFA took […]
Read moreGroup Health Plan Fiduciaries are the Subject of New ERISA Class Actions
READ TIME: 5 MINUTES Retirement plan fiduciaries are no stranger to ERISA class action lawsuits. These lawsuits typically allege that imprudent processes and lack of oversight led to excessive fees for investment options, recordkeeping services, and investment management services. Similar class actions are beginning to find their way to group health plan fiduciaries thanks to […]
Read moreHIPAA Privacy Rule to Support Reproductive Health Care Privacy
READ TIME: 6 MINUTES Following the Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization, which overturned Roe v. Wade and its constitutional protection of abortion, many states adopted extreme abortion bans and other restrictions on reproductive health care. Along with these new laws came concerns from both patients and providers that protected health […]
Read moreEmployers May Face New Challenges with IVF Coverage after Alabama Decision
READ TIME: 4 MINUTES Plan sponsors have been faced with challenges for the nearly two years since the Supreme Court issued its decision in Dobbs v. Jackson Women’s Health Organization, which overturned federal abortion protections established by Roe v. Wade. The Dobbs decision caused many employers to reconsider the types of reproductive care they would […]
Read moreEEOC Issues Final Regulations for the Pregnant Workers Fairness Act
READ TIME: 6 MINUTES The Equal Employment Opportunity Commission (EEOC) has recently released extensive final regulations under the Pregnant Workers Fairness Act (PWFA). The regulations were published in the federal register on April 19, 2024, and will take effect on June 18, 2024. Here’s what employers need to know. Overview of PWFA The PWFA took […]
Read moreMay 2024 Compliance Recap
READ TIME: 7 MINUTES In May, employers sponsoring self-funded medical plans or an applicable HRA began preparing to submit the PCORI fee, due July 31. The IRS released inflation-adjusted amounts for 2025 HSAs, EBHRAs, and HDHPs. The ACA Section 1557 nondiscrimination regulations were finalized, broadening the definition of impacted entities. The Medical Debt Cancellation Act […]
Read moreWebinar: Understanding FMLA and State Paid Family Medical Leave Plans
Tuesday, July 9, 2024 1 – 2PM CST Register Now Registration Code:UBA410EW Attend this month’s webinar to learn how to recognize covered employers, eligible employees, and qualifying reasons for leave under the Family and Medical Leave Act (FMLA). Gain insights into: The coordination of federal and state family medical leave The FMLA’s interaction with […]
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