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Rising ERISA Class-Action Lawsuits over Tobacco Surcharges in Health Plans
READ TIME: 5 MINUTES A wave of ERISA class-action lawsuits is challenging tobacco surcharge programs in employer-sponsored health plans across the U.S. These cases center on potential fiduciary breaches, with plaintiffs arguing that surcharges added to tobacco users’ premiums are not compliant with federal laws such as the Employee Retirement Income Security Act (ERISA), the […]
Read moreACA Reporting Changes for 2025
On December 23, 2024, President Biden signed into law the Paperwork Burden Reduction Act (PBRA) alleviating some burdens associated with the annual ACA reporting. Effective for tax years beyond 2023, employers are no longer required to automatically distribute the Forms 1095-B/Cs to employees unless requested. The Form 1095-B/Cs must still be prepared and electronically filed […]
Read moreWebinar: Ensuring Your Health Plan is Ready for a Department of Labor Audit
Tuesday, January 14, 2025 1 – 2PM CST Register Now Registration Code:UBA410EW Attend this month’s webinar to learn what triggers a DOL audit and how to prepare. Key takeaways: Gain insight into the DOL’s enforcement priorities that can trigger an audit, especially regarding compliance with the ACA, Mental Health Parity and Addiction Equity Act, and […]
Read moreWellness Programs and Smokers’ Penalties under Scrutiny
READ TIME: 5 MINUTES A recent lawsuit involving Macy’s Inc. and the U.S. Department of Labor (DOL) is bringing attention to the way companies structure their wellness programs—particularly those that impose penalties on employees who smoke. This case highlights the potential risks for employers who charge higher health premiums to smokers and raises questions about […]
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