Recent Insights

Tuesday, December 9, 2025 2-3PM EST Register Now Registration Code: UBA410EW Attend this month’s webinar to gain a foundational overview of the Affordable Care Act (ACA) including historical context and political challenges to its goal of expanding healthcare coverage, improving quality, and containing costs. Key Takeaways​​ Learn about key components, such as managing variable-hour and seasonal […]

Most employers want to provide a comprehensive, holistic benefits package to their employees. However, with all of the other hats leadership must wear, it can be a challenge to communicate all the various facets of what is available to employees, let alone in an effective and engaging way. As a result, employees often struggle to […]

READ TIME: 4 MINUTES AI is transforming organizations, but its success ultimately rests on culture rather than technology. Employees must be included in ongoing learning, understand how AI supports their goals, and trust that it enhances, not replaces, their work. When AI adoption feels exclusive or unclear, employees disengage. HR leaders who foster environments with […]

READ TIME: 6 MINUTES September saw employers preparing for the distribution of potential MLR rebates, while New York City readies for an expansion to its Earned Safe and Sick Leave Act. Applicable employers prepare to comply with the Gag Clause Attestation due in December. Sponsors of dependent care FSAs considered how the higher limit in […]

Tuesday, October 14, 2025 1 – 2PM CST Register Now Registration Code:UBA410EW Attend this month’s webinar for an in-depth look at the ERISA fiduciary duties related to managing group health plans of all sizes and funding structures. Key takeaways:​​ Gain insight into the responsibilities of the plan administrator and their interaction with pharmacy benefit managers (PBMs) […]

In August, North Carolina’s Governor signed the SCRIPT Act into law, regulating PBM transparency and strengthening consumer and pharmacy protections. Texas extended the time for new parents to enroll their newborns in coverage from 31 to 60 days from the date of birth. Illinois expands dependent coverage rules to eligible dependent parents and stepparents of […]

The IRS recently issued Revenue Procedure 2025-19, announcing the 2026 inflation-adjusted amounts that apply to health savings accounts (HSAs), excepted benefit health reimbursement arrangements (EBHRAs), and high-deductible health plans (HDHPs). Each of the newly announced figures is an increase in the applicable limits for 2026. These limits will differ depending on whether an individual is […]

READ TIME: 6 MINUTES Many employers today have a diverse workforce that includes individuals who speak little or no English. Employers commonly ask whether they are required to translate Summary Plan Descriptions (SPDs) or Summaries of Material Modifications (SMMs) into other languages. ERISA does not mandate full translations of SPDs or SMMs, but certain employers […]