How It Works
The Consortium Model
- Stop-loss insurance provides protection from individual large claims (specific) and overall claims (aggregate)
- Both Specific and Aggregate Accommodations limit cash flow concerns
- Monthly contributions deposited directly into employer claim fund (bank) account
Funding Comparison
We leverage the power of group purchasing to help lower health insurance costs.
Only Pay for What You Use
- Level-funded monthly arrangement. We manage a trust account in the group’s name
- Independent Actuarial Pricing
- Size appropriate specific deductible; Groups operate at a predictable claim level
- Pay-As-You-Go option is also available
