Consortium Benefits
Cost Savings
- Helps employer groups retain money that would have been lost to insurance companies
- You retain 100% of surplus
- Only pay for what you use
- State premium tax savings
- Annual Max Funding guaranteed
- Independent actuaries develop the rates
Transparency
- See exactly where your dollars go
- Improves renewal negotiations
- 100% transparency on all data and reporting
Renewal Stability
- Protections based on volume
- Does not allow one group to subsidize another
- 100% claim payment
- No lasering at future renewals
- Safely self-fund
- HPC underwriting rules favor the employer plan sponsor
More Control
- Plan administration is seamless to the employees
- ConnectCare3 provides health and wellness support
- Retain full control over the benefits and network offered to your employees
- Moves plan control back into the hands of the employer
MANAGEMENT SUPPORT & VALUE ADDS