Matt Clifford - Bim Group
Matt Clifford
Matt Clifford
Manager of Underwriting & Data Analytics

Matt received his Bachelors of Science in Accounting from the University of Kentucky and has been with Bim Group over 8 years as a financial analyst/ underwriter. Matt is the team lead of our analytics department, and is responsible for developing and maintaining client financial reports which identify plan costs and utilization patterns to facilitate data driven decisions. He utilizes actuarial tools to analyze proposed carrier renewals to ensure clients pay a fair and equitable rate. Matt also works closely with our benefit consultants to model the impacts of plan modifications and funding changes in both fully insured and self-funded plan designs.

Recent Insights

February 25, 2021
HR Elements

HR Elements: Leading through Burnout

The World Health Organization (WHO) expanded its definition of burnout as an “occupational phenomenon,” giving credence to a set of conditions that many have experienced but not been able to name. According to WHO, burnout is characterized by “feelings of energy depletion or exhaustion; increased mental distance from one’s job, or feelings of negativism or cynicism related […]
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February 25, 2021
Flexible Spending Account

Consolidated Appropriations Act, 2021 Part 3 Temporary Health FSA and DCAP Relief

(10 MINUTE READ) Update 2/22/21: The Internal Revenue Service (IRS) issued Notice 2021-15 clarifying the relief provided under the Appropriations Act for health FSAs and DCAPs and provides additional cafeteria plan relief. The Consolidated Appropriations Act, 2021 (Appropriations Act), enacted on December 27, 2020, contains temporary rules to provide relief for participants in health flexible […]
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February 25, 2021
ADA, GINA

Proposed Rules on Wellness Programs subject to the ADA or GINA

(4 MINUTE READ) 2/23/2021 Update: The proposed rules on wellness programs described below have been withdrawn by the EEOC pursuant to the Biden Administration regulatory freeze. Until further action is taken, the current final rules on wellness programs remain in effect. See our Advisor on the current wellness program rules. The Equal Employment Opportunity Commission […]
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February 25, 2021
Compliance Alert

Compliance Recap: January 2021

( 7 MINUTE READ ) January was a busy month in the employee benefits world. President Biden issued a memorandum putting a regulatory freeze on new rules. President Biden also issued an executive order on strengthening Medicaid and the Patient Protection and Affordable Care Act (ACA). The Department of Labor (DOL) released inflation-adjusted federal civil […]
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